I've been in business for 14 years and never accepted anything but checks (and, of course, cash!). I would like to be able to offer other payment options such as credit cards, PayPal, Google Checkout, etc. But, of course, I want the least expensive way to do that as possible! So, which is better, do you think, PayPal, Google Checkout, or something else? Can clients use their credit cards through these two? The emailing invoice thing looks interesting on PayPal as a way for client to us credit cards.

As most of us here, I'm a service-only business. I just want the ability to offer credit cards payments as an option.

Thanks everyone!

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Pam Deyerle - Transcriptionist in Richmond, Virginia
The Perfect Word Transcription Service

I am new here, but from I can see, I think people mostly use PayPal. It seems easy to use, but probably someone with more experience can give you a better opinion. I will also be waiting for their responses. Good luck !

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Marta Vaquero
www.idelega.com

I haven't fully launched my business yet, but have been doing some on again - off again projects for a former employer, who has been paying me via Paypal, and I absolutely love it! Very user-friendly. Not familiar with google checkout.

I'm set up thru Paypal, though no one has used it to make their payment. They've all paid via check. I do have the capability to email my invoices thru Quicken, which I love!

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The Doctor's Rx
"The Doctor's Prescription for Success"

I thought the invoicing on Paypal looked interesting as well but I was looking for the most inexpensive way. I'm checking with Paypal to see if a client can just directly pay me from his account to mine. I will let you know. Don't know anything about Google Checkout, Sorry.

Hi

I use Paypal and CellCharge.com. What I like about CellCharge is I can take a client's credit card information and then bill them for my retainers monthly and not wait for them to pay. It's so nice not having to wait. Plus, I can tell for new clients if the credit card is good or not. Priceless!!

Paypal works good for me too. I like the ease of use.

Thanks!

Diana Ennen
Virtual Word Publishing
www.virtualwordpublishing.com

I have used Paypal with clients in the past. I believe there is a 3% charge? That may have gone up since I last looked but I charged that to the client. I use quickbooks to send my invoices with a link and my email address. Usually I just get a check in the mail..

I havent heard of cellcharge, Im going to look into that. I did see a really neat swiper that you can connect to your cell and swipe a CC on your phone...

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www.sageva.com
Shelley Halpain,

Thanks for all the info. PayPal sounds good for what I want (basically just to be able to accept CC.) I don't have that many requests for CC, but I want to have something already set up and ready to go if I do, and be able to advertise that I accept them.

I will check into CellCharge. It would be nice to know beforehand if the charge will go through!

I've only had one time with a client whose checks bounced a few times. I had known her well enough to know it was just a checking account balancing issue (and she never had a problem paying the fees associated with the bounced check on my end). For a while I was going to her bank and cashing the check rather than depositing it!

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Pam Deyerle - Transcriptionist in Richmond, Virginia
The Perfect Word Transcription Service

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Julie | Virtual Resource Services, Inc (VRSI)
http://www.vrsioffice.com

Just to start, I chose PayPal online invoicing as I wanted to be able to accept checks and credit cards online. I figured most people have heard and used PayPal, so there is a trust factor involved.

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Joy Wilder
Wilder Office Approach