This is very insightful information. I've used Paypal in the past and yes their fee's are a bit steep. I will be checking out Google Checkout thanks!!

Elisabeth Hernandez-Madrigal
Aztlan Dreams Executive Solutions
"Helping your Business be as efficient as you Dream it should be.."

One big thing for me is that I don't want my client to HAVE to register for an account to pay me. I will not use paypal as I've already had bad experiences - any ideas on site that don't require the client to sign up for a full blown account? I know I wouldn't like to have to sign up for multiple different accounts to pay people - just seems like an inconvenience to me...? Any thoughts?

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-Kelli
Virtual Assistant/Bookkeeper

I would use www.propay.com. I used to use paypal, but I also have had several bad experiences and the fees are just to high.

At least with Propay you are able to pick your plan. The only problem that I have with them is that I can not link my accounting software with them. However, talking with customer service it is in the works.

Also, you can send an email invoice to your client. So they will put in all the information, you don't have to touch the card.

Good luck,
Julian

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Julian Johns
Administrative Data Services

I use paypal and I also have paypal virtual terminal so I can accept credit cards and authorize credit cards. the price is $35/month and then there is the transaction fee (depends on the amount of transactions a month). It is rather expensive and it is temporary for now. I will check google checkout to see what they have that is similar.

I am going to give google checkout a try. I have had numerous paypal accounts, however I disliked them everytime because the fees are extremely high and they sometimes will freeze your account for no apparent reason

Thank you for the great suggestions. I work as a branch manager of a bank, and wanted to mention to make sure you do not get in a contract that requires a min. amount of transactions per month or you receive a fee.

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Melissa- Owner The Invisible Assistant
"When you can no longer do it all"

I have noticed that someone has already posted about the Google Checkout. I just set it up and was wondering if she liked it. Or if anyone else has an opinion? Thanks for all the advice on this so far. Paypal is a little too pricey!

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Amber Whitener
Virtual IT Assistants

To give you an idea of what QuickBooks Merchant Services charges, I'm listing the rates that are on the ProAdvisor site (we can sometimes pass along the ProAdvisor discount, so the rates are a little better than list price):
Setup: $9.95
Monthly fee: $9.95
Merchant fee: 2.2% (if card # is typed in) or 1.61% (if card is swiped)

It's not cheap, but I've heard so many horror stories about chargebacks with PayPal, that it might be worth the peace of mind.

HTH!
Deb

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Deb Howard Greenleaf, Certified QB ProAdvisor
Virtual Bookkeeping & QB Consulting

i have as well went through the horror of paypal charge backs. has anyone had success with google checkout?

I really appreciate all of this information, especially regarding Pay Pal. I was counting on using Pay Pay to accept credit card payments and even utilizing their invoicing system to send electronic bills. My son did warn me against charge-back possibilities. My argument was, well, why would a client issue a charge back? Does this happen often? Does this happen with established clients as well?

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Patty