It looks good, Margie. I like the colors and I'm glad you added some images. I agree that a logo would really make it great and help tie in for branding purposes.
A couple of things that you might want to consider:
The pages should have title that include your business name. For example your home page shouldn't just come up as "Home" in the title bar at the top of the browser. It should be something like "mg virtual solutions:: Home" and so forth for your other pages. This will help with
SEO...which you should also check out the forum's
SEO section for some ideas on optimizing the site for getting picked up with the search engines.
My only other comment was about the first page where you list the Benefits of a Virtual Assistant...(and this is just my personal preference) but I think it's a good idea to always capitalize Virtual Assistant. I do this even in my emails with clients and potential clients. It just seems to make it sound more like a professional title. Again, that's just my own preference.
I'd also recommend fixing the spacing for the calculator to be centered under the title. At least on my screen it's not. Maybe that's different on other sized screens.
Have you tested it to make sure it works in IE, Firefox and probably Opera. But at least the first two for sure.