LeAnn it looks great! I'm glad that it is not too cluttered; it's easy to scan and figure out where I want to go to get the information I need. Plus, the font-size is easy to read! And I like what you wrote on your benefits page.
I did notice that when I hover over the words in the top menu, everything to the right of my selection shrinks to the left just a little. I think it may be because the word I'm hovering over becomes un-bolded, which makes it slightly narrower than it had been before I hovered. Whatever the cause, if there's a way to keep the menu from changing size like that, I think it will feel better.
Great work! You're inspiring me to finish my own website and get it up, already.