Hi.... nice site
I would recommend making the text for your navigation larger and bolder. It disappears, somewhat, in comparison to the size of the text in the body of the page.
Also, in my opinion and others may not agree, I would rather have a couple more pages to my site instead of having visitors need to scroll to the bottom to cover everything on the page. This holds true especially for the Account services page. They may not realize you have so much towards the bottom and miss it.
Hope this helps!