Hi Sue,
My very first website, I purchased domain from GoDaddy, get the free template from
www.freecsstemplates.com, and decided to go on and have GoDaddy host it.
The thing with freecsstemplates, you still need to know a little bit of html just in case you want/need to change things around.
My second website, I decided to go with weebly.com. They have the easiest drag & drop web site creations. It even lets you make a blog that is integrated to your site, and it has the easiest way to add PayPal to your site. You really don't need to know a single code.
I used weebly because I just wanted to get my site done & running with no time wasted, while I'm focusing on my other marketing effort.
And yes, you can use weebly even though you purchased your domain name elsewhere (in fact it's better that way, purchased domain through weebly is expensive).
Hope that helps.