From a very cursory glance (I am at my full-time job), Elegant Themes looked promising. I will be researching them tonight.
Can you customize those themes, to change text font, color, background color, etc?
Thank you so much for your note of welcome! I will certainly keep your advice in mind should HostGator not work out for me. So many hosting sites to choose from nowadays between HostGator, GoDaddy, HostMonster and FatCow (these are just the ones that I've read reviews on).
Thanks again, ladies. The support here is wonderful.