I wanted to just pitch in here with a few options for helping you determine a set of colors that you'll love and that harmonize well to the eye.
One of my own favorite tools is the Color Scheme Chooser from Digital Media Minute there's also the Color Schemer which is kind of fun although I use it much less often.

If you check the Coding and Design section you'll also find loads of resources for free photos, fonts, backgrounds and other ways to help spruce up a site that's bugging you

Good luck!

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