Karla: Woah ... you will need a separate set of books for all companies. You can have many companies associated with your QB Online login. You will need one company file for your business and another company file for each of your client's companies. I usually ask my client to put the $9.95 or $34.95 on their credit card so none of those charges go through my business. At present, if you start with the free company, you can upgrade to the basic version and get three months for free before they start charging you $9.95/month. Be careful, though, as the Basic version allows you to write checks, but not track payables. Payables are only available in the $34.95/month version. My experience is that clients are SOOOO happy to have someone else taking care of the books that the little extra they pay for QB Online isn't even a consideration.

Deb

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Deb Howard Greenleaf, Certified QB ProAdvisor
Virtual Bookkeeping & QB Consulting