Newbie Budget-$100

Office Suite-Free (Open Office-comparable to & compatible with MS Office)
On line Calendar-Free (Brown Bear-comparable to iCal)
On line Note/List Organizer-Free (Backpack-like no other)
On line Contact Management-Free (BusinessITonline-don't lose contacts ever)
Website,URL, e Mail-Free (MS Office Live-easy website design tools)
On line Collaboration-Free (Officezilla-Store files & allow clients to access)
e Mail Invoicing-Free (Paypal-fee charged per transaction;pass cost to client)
Printing Service-Free (Kinkos-send to Kinkos near client;pass cost to client; don't print & mail)
Fax Number-Free (FaxDigits-unlimited free incoming faxes)
Faxing-Free (Faxzero-send six pages free daily)
Checking Account-Free (INGDirect-get free overdraft protection)
Start-up Business Plan Template-Free (Score-every business needs a plan)
Voice mail to e Mail-Free (Visual Voice mail-get messages on PC)
PDF Creator-Free (CutePDF-installs as printer driver;just “print to CutePDF”)
Accounting Software-Free (MS Accounting 2007-integrates with PayPal invoicing)


Newbie Budget Remaining to date-$100



My list is no way inclusive of all of the software & services that are available for Free. The following are sources for more information on what is available for Free: Open source Wiki, Freebyte, MoneySavingExpert, & SBA.