Sundi,
Thanks for the great insight!

Since I do work a full time job and haven't yet started my VA business (still in the planning stage), Time and Budget are probably my two greatest concerns. Thanks for helping me realize that "being my own boss" doesn't necessarily mean I have to do
everything by myself.

It means I get to pick and choose what I want to do and delegate (or hire) the rest. Perhaps learning to create a website is something I can do later...after I'm a full time VA. You've given me lots to think about and I really appreciate it.
I know what you mean about 1&1s webmail. I've experienced the same thing (losing an email I was composing due to time-outs). One thing I learned to do to avoid time outs while on a month long trip to the Philippines (whose Internet connections are greatly lacking!), is to compose an email in Word before going online, and then copy and paste it into an email.
Thanks,