Finally!!
I am going to test out
http://www.keepandshare.com/ - it is a free online file sharing site where you can upload files for either your website or clients - the good thing is that you can password each file/folder!
Not only can you share files, but you can also share photos, calenders and to-do lists!
if anyone has already checked out this site & has any feedback on it then please say!
I hope it fulfills its expectations!