I have been using MS office live for about a month. I have not used the sharing capabilities so I'd really like to know what you think if you beat me to it. I don't have any experience creating a website and I found it very easy to do with this tool. I had my site up and running in a couple of days. I've had great experience so far with free tools I've found from Microsoft - including MS accounting. I've wondered myself about charges in the future. If I see anything, I'll share.