Hi All,
As I get lower & lower on my strategic plan, I am thrilled that my virtual doors are only days away from opening, yet discouraged that all of this hard work may have been for nothing.
My goals are to get myself going, market, get myself established so I can quit my full-time job and go back to school while I work from home. I know this isn't going to be an overnight process and am willing to work my buttocks off until I can achieve my goals! Unfortunately I can't stop this nagging voice reminding me of my health insurance dilemma. I carry the health insurance for our family. My sig other is also an independent contractor (carpentry). Although resolving the health insurance issue is a little farther down on my list, I couldn't resist looking into the cost of just paying for it. Now I knew it was going to be expensive but I assumed there would be private insurance plans for the self-employed. Apparently NOT!! The cost is INSANE!! While it is a perk for the businesses who hire us not to have to pay for benefits, giving up that benefit when you have children is a huge sacrafice! I'm so confused between my dreams and being "secure".
Has anyone been in this predicament? I have little ones. I CAN NOT be uninsured! I guess I could get them insured through the state, but honestly, I have been uninsured before and have had to subject myself to free care for a mandatory procedure and let me tell ya, when I saw a roach walking up the wall during a surgical procedure, I swore I would NEVER allow myself to be in that situation again! Any suggestions????? This stinks!