I have to say just reading through this list has caused me to *think* about what I would need to add to my current home set up... Luckily, I've already managed most of it... YAY! Something I've done by accident & it works! (Living overseas created the need for Skype - so family could call us on the "cheap"!)

I will definitely start working on a business plan - and plan to read the threads on this topic in my not so free time...

Thanks for all of the fantastic tips!
Amanda