Since I will be working in hospitality, I have no objection going to their place of business or other public location, but a client may not come to my home under any circumstances. Once I open the business, I intend on a virtual address.

It's a matter of personal safety. One of the first things you learn in this industry is to never give out personal phone numbers and/or addresses of any employee or guest in any hotel, bar/lounge, or restaurant because there are a lot of crazy people out there that can and will harm you and/or your family.